The loan between friends 场景学习单

One friend offers cash while the other avoids saying whether repayment is possible this month.

一位朋友主动拿出现金，另一位则回避说明本月是否有能力偿还。

FRIEND A

Do not make this formal. If we write it down, it will feel like I do not trust you.

别把这件事弄得正式。写下来会像是我不信任你。

FRIEND B

Clarity protects friendship from the resentment that grows around an unspoken debt.

清楚约定能保护友谊，避免未说出口的债务滋生怨气。

FRIEND B

Let us name the amount, whether it is a gift or loan, a realistic schedule and what happens if my income changes.

我们写明金额、这是赠与还是借款、现实可行的时间表，以及我的收入变化时如何处理。

FRIEND A

You can decline without explaining, and missed payments will lead to a conversation, not public jokes or pressure.

你可以不解释地拒绝；逾期时我们会谈一谈，而不是公开开玩笑或施压。

They choose a smaller amount, write three plain sentences and keep the agreement private.

两人选择较小金额，用三句简单话写下约定，并对协议保密。