The incentive question 场景学习单

Two reports reach different conclusions from the same loan file.

两份报告根据同一份贷款文件得出了不同结论。

REVIEWER

You describe the rating as independent.

你把这项评级描述为独立判断。

ANALYST

Independence depends on who pays and what they reward.

独立性取决于谁付费，以及他们奖励什么。

REVIEWER

The issuer pays for the review and can choose another firm.

发行方为评审付费，也可以选择另一家公司。

ANALYST

Then disclose that conflict before presenting the score.

那就在展示评分之前披露这一利益冲突。

A new disclosure box appears above the final rating.

最终评级上方新增了一个披露框。